Last Updated: February 2026
The following terms and conditions govern all use of the scribemedia.com, lioncrest.com, and houndstoothpublishing.com websites and all content, services, and products available at or through the websites. The websites are owned and operated by Bond Financial Technologies Holdings, LLC (“Scribe”). The websites are offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Scribe’s Privacy Policy), and procedures that may be published from time to time on the sites by Scribe (collectively, the “Agreement”).
Please read this Agreement carefully before accessing or using the websites. By accessing or using any part of the websites, you agree to become bound by the terms and conditions of this Agreement. If you do not agree to all the terms and conditions of this Agreement, then you may not access the websites or use any services. If these terms and conditions are considered an offer by Scribe, acceptance is expressly limited to these terms.
Scribe has not reviewed, and cannot review, all of the material posted to the websites, and cannot therefore be responsible for that material’s content, use, or effects. By operating the websites, Scribe does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful, or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The websites may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The websites may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying, or use of which is subject to additional terms and conditions, stated or unstated. Scribe disclaims any responsibility for any harm resulting from the use by visitors of the websites, or from any downloading by those visitors of content there posted.
We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which scribemedia.com links, and that link to scribemedia.com. Scribe does not have any control over those non-Scribe websites and webpages, and is not responsible for their contents or their use. By linking to a non-Scribe website or webpage, Scribe does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Scribe disclaims any responsibility for any harm resulting from your use of non-Scribe websites and webpages.
If you believe that material available on our websites infringes your copyright, please notify us using the contact information below. Scribe will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Scribe will terminate a visitor’s access to and use of the website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Scribe or others.
This Agreement does not transfer from Scribe to you any Scribe or third-party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with Scribe. Scribe, Scribe Media, Houndstooth Publishing, Houndstooth Publishing, and all other trademarks, service marks, graphics, and logos used in connection with the websites are trademarks or registered trademarks of Scribe or Scribe’s licensors. Other trademarks, service marks, graphics, and logos used in connection with the websites may be the trademarks of other third parties. Your use of the websites grants you no right or license to reproduce or otherwise use any Scribe or third-party trademarks.
Scribe reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the websites following the posting of any changes to this Agreement constitutes acceptance of those changes. Scribe may also, in the future, offer new services and/or features through the websites (including the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.
Scribe may terminate your access to all or any part of the websites at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your account (if you have one), you may simply discontinue using the websites. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
The websites are provided “as is.” Scribe and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement. Neither Scribe nor its suppliers and licensors make any warranty that the websites will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the websites at your own discretion and risk.
In no event will Scribe, or its suppliers or licensors, be liable with respect to any subject matter of this Agreement under any contract, negligence, strict liability, or other legal or equitable theory for: (i) any special, incidental, or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Scribe under this Agreement during the twelve (12) month period prior to the cause of action. Scribe shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.
You represent and warrant that your use of the websites will be in strict accordance with the Scribe Privacy Policy, with this Agreement, and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and your use of the websites will not infringe or misappropriate the intellectual property rights of any third party.
You expressly represent and warrant that your use of the websites and/or associated services and products is not contrary to applicable U.S. Sanctions. Such use is prohibited, and Scribe reserves the right to terminate services to any entity or individual for compliance reasons.
You agree to indemnify and hold harmless Scribe, its contractors, and its licensors, and their respective directors, officers, employees, and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the websites, including but not limited to your violation of this Agreement.
These Terms of Service were originally written in English (US). We may translate these terms into other languages. In the event of a conflict between a translated version of these Terms of Service and the English version, the English version shall control.
This Agreement constitutes the entire agreement between Scribe and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Scribe, or by the posting by Scribe of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the websites will be governed by the laws of the state of Texas, U.S.A. The proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Austin, Texas. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Austin, Texas. The language of the arbitration shall be English. The arbitral award may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees.
If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof.